We’re looking for a ANZ Banking and Expansion manager to help drive our growth plans in the region. This is a unique and exciting opportunity to play a pivotal role to grow Wise in Australia & NZ, allowing millions more potential customers to save money by using our services.

What will you be doing?

• Build and maintain strong partnerships with financial institutions (payment schemes, banks, PSPs, card schemes). You will lead commercial negotiations, pitch Wise as a client, complete due diligence processes, maintain strong and active relationships with partners, and ensure the technical teams have what they need to build a successful product for Wise customers.

• Work with the product team to prioritise new product launches, potential product changes and new features in Pacific entities that would have the biggest impact for our customers. You will be one of the product team’s go-to people for regulatory knowledge and engagement where required.

• Identify how to grow Wise in Australia and New Zealand. If we need financial services licences, you will need to help manage the process end-to-end: understand the regulations, prepare, coordinate and submit applications, and get the regulatory buy-in.

• Manage and support the day to day requirements for our current licences, both from a Product and Compliance perspective

• Together with the compliance team, understand existing and new regulations, figuring out the best way in which our product and setup are compliant with them. We see regulation as an opportunity, and we want you to help us achieve that vision! 

• Enhance risk and governance frameworks in the region alongside the Risk, Compliance, and other relevant teams.

• Manage the relationship with regulators and other important non-commercial relationships, such as with government departments.

• Have oversight of Wise’s business operations. Help guide strategy, provide leadership and alignment amongst the various functions responsible for ensuring the good health of the entity.

• Assist the preparation of papers and reports for relevant committees and Board meetings

• Have the opportunity to travel to our Regional HQ in Singapore or to our offices in Europe when needed

• You may, from time to time, take on regulatory accountability, with one or more of our local regulators.

Your mission:

• Market growth - Help to identify ways to grow Wise in Australia & NZ, then roll up your sleeves and make it happen. If we need a licence, you will be involved in the process end-to-end: understand the regulations, do the application and get the regulatory buy-in.

• Financial services partnerships - Maintain and improve relationships with financial institutions (banks, payment companies, card schemes) and assist commercial negotiations to drive down costs. You will monitor our economics to ensure that our service is competitive; if needed, onboard new Financial Institution partners.

• Strategic initiatives related to expansion - You will identify new / relevant local ways to benefit customers (such as a new local payment method or a new product feature) and implement it. You will also grow our new product offerings by identifying and pitching to relevant businesses in your target markets.

• Governance - Assist with the oversight of business operations, strategic initiatives, operational risk and compliance controls, and inter-company SLA’s.

This role will give you the opportunity to:

• Choose your own path to success - you’ll have the freedom to define the vision and the responsibility for making it happen

• Gain international exposure -  you will work with our teams in offices around the world as well as meet with regulators and partners across APAC. You will also have the opportunity to travel to our Regional HQ in Singapore and to our offices in Europe when needed

• Be a part of starting something new by helping launch Wise challenge the financial status-quo in the region 

Key accountabilities of the role:

• Execute the financial administration (GL) for one or more assigned contracts/entities
• Prepare monthly balance sheets
• Run the monthly closing process, including inter-company reconciliations
• Prepare and submit monthly financial reports (P&L , Balance Sheet, movement schedules) and management reports (analysis)
• Prepare budgets and forecasts
• Monitor and control the account SSC activities
• Monitor and control the right valuation and depreciation of assigned fixed assets
• Prepare and submit tax-filings in compliance with local legislation 
• Prepare annual financial statements
• Participate in internal and external audits
• Monitor and ensure a proper filing of relevant documents
• Participate in Finance projects and contribute to the development and optimization of financial processes

Dutton Financial Services is a subsidiary of Dutton Automotive and provides a range of smart, competitive finance options which are tailored to meet the customers automotive needs and objectives.  

An exciting opportunity has become available at our Dutton One dealership site across Melbourne. Reporting to the General Manager, you will work collaboratively with the dealership sales teams to contribute to the dealership's goal of selling cars. The preferred candidate for this role should have a background in automotive finance/brokerage and sales, along with a strong focus on customer service and the ability to identify opportunities for upselling and cross selling our products.

Typically in this role you will:

• Attend all Committee meetings and represent the interests of consumers and the community. 
• Provide relevant knowledge and subject matter expertise.
• Work constructively with other CGC members to oversee compliance monitoring and reporting, including investigations and decisions regarding insurers’ compliance with the Code.
• Engage with relevant stakeholders to identify Code compliance issues and report back to consumer organisations 
• Provide input into the Committees publications, including the annual report, website, reports of outcomes and inquiries undertaken, articles, reviews and presentations
• Other duties that could reasonably be expected of this role

The Committee meets five times per year, in a mix of on-line and in person meetings, each meeting runs for about 4 or 5 hours. There are also a number of ad hoc meetings, on average three per year, which usually run for about an hour, for example in relation to budget approval, confirmation of submissions to consultations, or preparations for parliamentary inquiries etc.

Committee members are expected to spend time reviewing papers and preparing for committee meetings. Papers are generally provided one week prior to a committee meeting.

Seeking 2 Finance Accounting Leads, on a 12-month fixed term contract.  You will report directly to the Commercial Finance Manager- Retail. You will embody exceptional leadership capabilities and play a pivotal role in driving financial strategy and performance.

Responsibilities

• Assist with the implementation of Microsoft D365 ERP system, with a focus on process updates
• To assist managing financial accounting activities (including month end close activities)
• To manage compliance with Balance Sheet reconciliations policy
• To provide on the job training and coaching to offshore Accenture team, as key point of contact for escalation of issues
• Assist in Fixed Asset & Inventory management with the ability to pro-actively investigate issues as they arise
• Supplier rebate management, including reviewing invoicing and assisting with queries as they arise
• Finance experience in a retail environment desirable but not essential
• Experience collaborating and coordinating with a broad range of stakeholders across a business
• Strong problem-solving abilities with a focus on continuous improvement

Reporting to the General Manager, being an active member of the Executive Committee, you will work closely with the General Manager and hotel leadership team with main duties that include but are not limited to:

•  Analysing and identifying with rigor financial pressure points and opportunities to maximise efficiencies and flow through

•  Actively contribute to the hotel Executive Committee with input into the successful strategic direction of the hotel

•  Monitoring all financial systems for the Hotel to improve and streamline procedures ensuring compliance

•  Preparing annual budgets, monthly forecasting, Profit and Loss statements, BAS, Payroll Tax and Management reports in accordance with deadlines and legislative requirements

•  Continue supporting the development and growth of an enthusiastic finance team with a commercially astute, accountable and rigorous financial focus.

•  Engage with Department Leaders to develop effective measures and execute proper strategies to enhance departmental profitability and service quality targets

•  Create a team that works together with trust and takes responsibility to meet the goals of the department and the hotel

Grow your career with a global retailer as a SAP S4 Finance Specialist within our Finance National Business Coordination team at ALDI Australia, based in Minchinbury. This is a full-time permanent position.

Join a high performing and results driven team who focus on process, diligence, and accuracy as we continuously improve our financial systems for the business.  

Come join us at ALDI, a place where your financial acumen can make a real difference to real people.

What does the role look like? 

• Support with financial systems to identify process inefficiencies and implement solutions for improvement
• Identify improvement opportunities and provide data insights and recommendations to improve the financial transactions processes using SAP S4 Hana
• Collaborate with cross-functional teams to deliver continuous improvement initiatives
• Assist the wider team in fulfilling requirements for auditing and compliance
• Build and maintain positive relationships with cross-functional teams to develop and analyse data needs
• Depending on the phase of the workload, this role may require you to work in different time zones

About this opportunity

Drive commercial rigor across the business units, partnering with sales, marketing, procurement & operations teams to execute the overall Divisional strategy across our 4 sites in South West Sydney. 

You will provide clear insight into the performance drivers and operations of the business units, identify risk and opportunities, and bring a healthy balance of challenge and partnership to your business leaders.

Your key responsibilities will be to:

• Create plans, budgets, and forecasts by working closely with the sales & operational teams.
• Oversee the management of the monthly Demand Forecasting Cycle
• Manage the preparation of the capital forecast and perform asset capitalization.
• Regularly review and update the product cost and pricing structure and ensure standard cost accuracy to enable better decision making.
• Analyse sales & margin to understand customer/product mix changes, provide insightful commentary and recommendations to key stakeholders.
• Provide input into customer pricing / tender process, challenging pricing and costing assumptions and identifying any gaps
• Support warehouse staff that perform monthly cycle count stock takes
• Review monthly results (P&L, Balance Sheet, FTEs) to identify unexpected or unusual items
• Review and manage working & capital monthly capital spend against approved capital projects
• Lead preparation and roll up of cyclical management reporting (annual, quarterly, monthly) for supported sites and provide meaningful insights.
• Review systems and operational accounting practices and procedures to ensure alignment across the group, drawing on internal and external leading practice

Your skills and experience

To be successful in this role, you’ll have:

• 10+ years experience in a FP&A, management accounting or cost accounting role in a FMCG, retail or manufacturing environment.
• Previous experience working with product formulation, launches and end of life cycle management.
• Strong financial analysis skills and experience with ability to turn business analysis into insights and clearly articulate these to finance and non-finance stakeholders
• Solid understanding of the principles of financial management, including management of the P&L, balance sheet and cash flow
• Demonstrated experience in leveraging knowledge to manage costs, risks, revenues, and profits
• Demonstrated experience in driving process improvement
• Ability to work to challenging deadlines in demanding fast paced environment
• Skills in systems, data and BI/Planning applications preferred (e.g., SAP, BPC, Cognos, Power BI etc.)

The new Finance Manager role reports directly to the Finance Director, offering a unique opportunity to join a well-established and growth-focused fintech firm.

We are seeking an energetic team player with a strong commercial mindset, capable of actively contributing to our expanding expertise in financial controllership and analytical capabilities. This pivotal role will play a crucial part in driving our financial strategy forward, ensuring robust financial controls and providing insightful analysis to support our continued growth and success.

What you'll do: 

• Managing and providing leadership to the finance team, ensuring smooth operations and fostering a collaborative work environment.
• Overseeing the monthly management reporting process, including month-end reconciliations, financial consolidation, variance analysis, and preparation of board reports.
• Assisting in the annual budgeting process and long-term strategic planning, as well as periodic re-forecasting to support business decision-making.
• Providing insightful commentary and detailed reporting to stakeholders, including equity investors and sophisticated debt providers.
• Leading the preparation of statutory audited financial statements, tax returns, BAS, FBT, and R&D claims.
• Conducting ad hoc financial analysis to support strategic initiatives and operational efficiencies.

Our client’s success is our success. And you make it happen 
 
Payment systems are complex, regulated and ever-changing. And, while we may be small, we are at the forefront of innovation punching above our weight. We’re enabling the future for our clients through tech like NPP (New Payments Platform), buy now, pay later, and open banking.  
 
Our product teams are the eyes and ears of Cuscal. They’re client-focused relationship managers, serving everything from business development, marketing, fraud, and customer support. They work out what clients need, so we can build it and launch it… often, in months, not years.  
 
We are looking for a Product Manager to join our Open Banking team.  

Open Banking refers to the application of the Consumer Data Right (CDR) to the banking sector. Significant resources are required to build, maintain and uplift the technical platforms and operational processes that underpin CDR. As a reliable CDR partner, Cuscal provides the infrastructure and connectivity solutions businesses need to connect to this open data ecosystem. 

Cuscal has leveraged nearly 60 years of experience managing sensitive payments data, to create solutions that help businesses comply with CDR. These include data holder, data recipient and data holder production verification testing.  

About the Role: 

• Design value propositions that differentiate Cuscal’s position in the market  

• Ensure that there are clearly defined product requirements, SLAs aligned to market needs, pricing models and distribution channels. 

• Manage the integration of new product development or product change into existing processes.  

• Evaluate product competitiveness to enhance business impact and product profitability. 

• Ensure that all products, services, and activities are compliant with all forms of regulation, legislation and/or policies.   

• Clearly understand the relationship between the clients and Cuscal and take every opportunity to enhance the relationship with our clients. 

• Monitor projects to provide recommendations and solutions in line with product roadmaps.  

• Develop, prepare, and deliver presentations or communications on products and services to clients and other interested parties to assist in the education process and marketing of Cuscal’s products.  

• Stay up to date on industry trends and new developments in payments technology to help improve payment processing efficiency. 

About You: 

• At least 3 years’ experience in product management in a regulated industry (CDR experience is highly regarded but not mandatory).   

• Demonstrated Experience in development and execution of product management tactics for complex products  

• Demonstrated experience in product development/enhancement of business cases for B2B Partners and clients  

• Domain experience in payments issuing, switching, settlements and/or disputes is highly regarded  

Join us at the forefront of payments 
   
Why Cuscal? 
We are in the rapidly evolving world of payments, and we are committed to providing a diverse and inclusive workplace where the very best talent in Australia chooses to work. We support our colleagues with flexible work arrangements through our hybrid model whilst also offering a wide range of educational, financial, lifestyle, health & wellbeing benefits. 
 
Next Step 
If you think this role is the right fit for you, we invite you to apply. Let’s explore who you are and what drives you. We’d love to share our vision for the future of the payments sector. Please note candidate screening and interviews may be conducted prior to the closing date of the job advert. 
     
Cuscal does not accept unsolicited resumes from recruitment agencies and search firms. Please do not email or send unsolicited resumes to any Cuscal employee, location or address.