As part of the Line 2 Risk Office, you will work in a diverse and varied capacity to continue to uplift risk management capabilities at TAL.

This role is responsible for the oversight of TAL’s financial risks including the management of the Risk Appetite Statement, ICAAP Summary Statement, Recovery Plan and other risk policies and frameworks. You will work closely with business and actuarial teams to
provide advice and oversight to strengthen financial and insurance risk governance and play a key role in overseeing product sustainability for TAL’s existing and new businesses.

• Provide risk and compliance advice, insights and challenge to support the embedment of the Risk Management Framework with a focus on financial risks.
• Lead the design, implementation and maintenance of the Risk Appetite Statement and the Recovery Plan.
• Partner with the Capital team to enhance and challenge the Internal Capital Adequacy Assessment Process (ICAAP) framework.
• Provide insights and coordinate the development of stress scenarios.
• Establish strong relationships with business stakeholders to embed and increase awareness of the Risk Management Framework.
• Provide risk advice on projects relating to the financial risk portfolio.
• Conduct reviews on emerging risks and other focus areas.
• Present the outcomes of reviews to senior management and at Board or committee meetings.
• Provide guidance and support to direct report and other members of the broader Risk Office.

We are looking for a Financial Analyst, Regulatory Reporting & Treasury to join our Finance, Reporting & Control team.

What is this role about?

In this newly created, critical role, you will be responsible for the preparation and submission of accurate APRA regulatory reports. You will work closely with various departments to gather necessary data and ensure timely reporting. Daily monitoring and reconciliation for the Treasury function, responsibility for internal reporting and monitoring of prudential limits; and ensuring a robust control environment where risk is managed on a daily basis.

Here's more of what you’ll work on:

• Ownership and maintenance of the team’s regulatory reporting requirements calendar
• Preparation and submission of Group Finance’s APRA reporting requirements, primarily including Balance Sheet, Liquidity, Risk and Capital Adequacy reporting
• Collaborate with finance, risk, and compliance teams to gather and validate data for reporting purposes
• Conduct data analysis and ensure completeness of regulatory returns
• Assist in Regulatory Capital reporting to the Board and sub-committees
• Preparation of Regulatory Capital forecasting
• Providing support and inputs to the Risk team to assist them in discharging their APRA governance and risk management duties
• Preparation of daily Treasury control functions (P&L review, reconciliations)
• Daily and monthly monitoring of prudential limits (e.g. APS 110/111 Capital, APS 221/222 exposures) in line with internal policy and APRA requirements
• Conduct detailed analyses of treasury data to identify trends and variances
• Maintain and reconcile Treasury related general ledger accounts to ensure accuracy and integrity of financial data, as well as resolve and escalate reconciliation issues in accordance with policy
• Ensure all assigned tasks are performed per documented internal policies

Key Responsibilities:

• Design and implement the enterprise-wide data architecture strategy, including hands-on development of proof-of-concepts for new technologies and frameworks
• Architect and actively develop complex distributed systems that can scale across multiple regions and handle diverse data workloads
•  Develop, manage, and optimize ETL processes using Azure Data Factory to ensure accurate data integration across global databases
• Design, build, and maintain Microsoft SQL Server databases, ensuring data is well-organized, accessible, and secure
• Lead by example through hands-on development and implementation of advanced data processing frameworks that can be reused across multiple teams
• Define technical standards and best practices for data engineering across the organization through practical implementation and documentation
• Evaluate emerging technologies through proof-of-concept development and make recommendations for adoption or retirement of data technologies
• Identify and implement performance optimization strategies for ETL processes and reports to ensure optimal user experience
• Monitor and troubleshoot complex data processes to ensure uninterrupted service to global teams, including working occasionally outside regular business hours to support multiple time zones
• Create and maintain comprehensive technical documentation, architectural diagrams, and best practices
• Ensure data governance and compliance principles are maintained across all architectural decisions
• Communicate technical information to non-technical stakeholders effectively, tailoring the messaging as needed for diverse audiences
• Mentor and guide team members in technical best practices and architectural principles
• Collaborate effectively with cross-functional teams, including data scientists, analysts, and business stakeholders

Required Technical Skills:

• Expert-level proficiency in SQL and database optimization techniques
• Hands-on expertise in Azure services, particularly Azure Data Factory, Azure SQL Database, and Azure Analysis Services
• Deep practical experience with Data Warehousing using Kimball and STAR schema
• Strong coding abilities in at least one programming language (Python, Java, or C#)
• Hands-on experience with distributed computing frameworks
• Practical experience implementing data streaming solutions
• Expert knowledge of performance tuning and optimization techniques