About this opportunity

Drive commercial rigor across the business units, partnering with sales, marketing, procurement & operations teams to execute the overall Divisional strategy across our 4 sites in South West Sydney. 

You will provide clear insight into the performance drivers and operations of the business units, identify risk and opportunities, and bring a healthy balance of challenge and partnership to your business leaders.

Your key responsibilities will be to:

• Create plans, budgets, and forecasts by working closely with the sales & operational teams.
• Oversee the management of the monthly Demand Forecasting Cycle
• Manage the preparation of the capital forecast and perform asset capitalization.
• Regularly review and update the product cost and pricing structure and ensure standard cost accuracy to enable better decision making.
• Analyse sales & margin to understand customer/product mix changes, provide insightful commentary and recommendations to key stakeholders.
• Provide input into customer pricing / tender process, challenging pricing and costing assumptions and identifying any gaps
• Support warehouse staff that perform monthly cycle count stock takes
• Review monthly results (P&L, Balance Sheet, FTEs) to identify unexpected or unusual items
• Review and manage working & capital monthly capital spend against approved capital projects
• Lead preparation and roll up of cyclical management reporting (annual, quarterly, monthly) for supported sites and provide meaningful insights.
• Review systems and operational accounting practices and procedures to ensure alignment across the group, drawing on internal and external leading practice

Your skills and experience

To be successful in this role, you’ll have:

• 10+ years experience in a FP&A, management accounting or cost accounting role in a FMCG, retail or manufacturing environment.
• Previous experience working with product formulation, launches and end of life cycle management.
• Strong financial analysis skills and experience with ability to turn business analysis into insights and clearly articulate these to finance and non-finance stakeholders
• Solid understanding of the principles of financial management, including management of the P&L, balance sheet and cash flow
• Demonstrated experience in leveraging knowledge to manage costs, risks, revenues, and profits
• Demonstrated experience in driving process improvement
• Ability to work to challenging deadlines in demanding fast paced environment
• Skills in systems, data and BI/Planning applications preferred (e.g., SAP, BPC, Cognos, Power BI etc.)

The new Finance Manager role reports directly to the Finance Director, offering a unique opportunity to join a well-established and growth-focused fintech firm.

We are seeking an energetic team player with a strong commercial mindset, capable of actively contributing to our expanding expertise in financial controllership and analytical capabilities. This pivotal role will play a crucial part in driving our financial strategy forward, ensuring robust financial controls and providing insightful analysis to support our continued growth and success.

What you'll do: 

• Managing and providing leadership to the finance team, ensuring smooth operations and fostering a collaborative work environment.
• Overseeing the monthly management reporting process, including month-end reconciliations, financial consolidation, variance analysis, and preparation of board reports.
• Assisting in the annual budgeting process and long-term strategic planning, as well as periodic re-forecasting to support business decision-making.
• Providing insightful commentary and detailed reporting to stakeholders, including equity investors and sophisticated debt providers.
• Leading the preparation of statutory audited financial statements, tax returns, BAS, FBT, and R&D claims.
• Conducting ad hoc financial analysis to support strategic initiatives and operational efficiencies.

Our client’s success is our success. And you make it happen 
 
Payment systems are complex, regulated and ever-changing. And, while we may be small, we are at the forefront of innovation punching above our weight. We’re enabling the future for our clients through tech like NPP (New Payments Platform), buy now, pay later, and open banking.  
 
Our product teams are the eyes and ears of Cuscal. They’re client-focused relationship managers, serving everything from business development, marketing, fraud, and customer support. They work out what clients need, so we can build it and launch it… often, in months, not years.  
 
We are looking for a Product Manager to join our Open Banking team.  

Open Banking refers to the application of the Consumer Data Right (CDR) to the banking sector. Significant resources are required to build, maintain and uplift the technical platforms and operational processes that underpin CDR. As a reliable CDR partner, Cuscal provides the infrastructure and connectivity solutions businesses need to connect to this open data ecosystem. 

Cuscal has leveraged nearly 60 years of experience managing sensitive payments data, to create solutions that help businesses comply with CDR. These include data holder, data recipient and data holder production verification testing.  

About the Role: 

• Design value propositions that differentiate Cuscal’s position in the market  

• Ensure that there are clearly defined product requirements, SLAs aligned to market needs, pricing models and distribution channels. 

• Manage the integration of new product development or product change into existing processes.  

• Evaluate product competitiveness to enhance business impact and product profitability. 

• Ensure that all products, services, and activities are compliant with all forms of regulation, legislation and/or policies.   

• Clearly understand the relationship between the clients and Cuscal and take every opportunity to enhance the relationship with our clients. 

• Monitor projects to provide recommendations and solutions in line with product roadmaps.  

• Develop, prepare, and deliver presentations or communications on products and services to clients and other interested parties to assist in the education process and marketing of Cuscal’s products.  

• Stay up to date on industry trends and new developments in payments technology to help improve payment processing efficiency. 

About You: 

• At least 3 years’ experience in product management in a regulated industry (CDR experience is highly regarded but not mandatory).   

• Demonstrated Experience in development and execution of product management tactics for complex products  

• Demonstrated experience in product development/enhancement of business cases for B2B Partners and clients  

• Domain experience in payments issuing, switching, settlements and/or disputes is highly regarded  

Join us at the forefront of payments 
   
Why Cuscal? 
We are in the rapidly evolving world of payments, and we are committed to providing a diverse and inclusive workplace where the very best talent in Australia chooses to work. We support our colleagues with flexible work arrangements through our hybrid model whilst also offering a wide range of educational, financial, lifestyle, health & wellbeing benefits. 
 
Next Step 
If you think this role is the right fit for you, we invite you to apply. Let’s explore who you are and what drives you. We’d love to share our vision for the future of the payments sector. Please note candidate screening and interviews may be conducted prior to the closing date of the job advert. 
     
Cuscal does not accept unsolicited resumes from recruitment agencies and search firms. Please do not email or send unsolicited resumes to any Cuscal employee, location or address. 

• Bring your passion and feel the energy
• Hybrid/remote working.  We value our people
• Team discounts across Endeavour Group

The Finance Analyst role will help support the Pinnacle International & Wholesale Team, a growing part of the overall Pinnacle business responsible for domestic wholesale and international external sales.

This role will report to the Finance Manager (Pinnacle International and Wholesale), and partner with the Head of International and Wholesale.

A dynamic role within a growth area of business covering commercial partnering, financial reporting and process improvement, requiring close teamwork with sales, operations and other stakeholders.

Sound good? Read on.

Here is a taster of what you can expect in this role:

• Support and partner the Head of International and Wholesale and supporting leadership team in the development of the International and Wholesale plan.
• Drive and support the annual operating budget with the team across International and Wholesale.
• Support a “no-surprises” forecasting process across the International and Wholesale portfolio  including the identification of risks and opportunities.
• Support the International and Wholesale team on commercial matters as and when necessary (e.g. product pricing, volume, rate & mix analysis etc). 
• Support the assessment of portfolio performance through diagnostics on performance vs targets.
• oversee the preparation of Balance Sheet reconciliations and responsibility for clearing of reconciliation items, preparation of journals to ensure all month end transactions are posted into the general ledger. 
• Matrix-style partnership required in order to support the team with other Pinnacle finance team members given the E2E view of International and Wholesale cuts across wine making (Vinpac) and Paragon.
• Working closely with Pinnacle and Endeavour retail finance teams to simplify business processes, enhance insight.
   

About you

• A recognised university degree in finance, accountancy or a related discipline would be advantageous.
• Sound knowledge and understanding of financial and accounting procedures, policies and systems.
• Exceptional attention to detail to ensure all financial matters are accurate.
• Excellent communication and service skills needed to deliver quality service and build supportive relationships with suppliers, vendors, auditors and other members of the finance team.

What you will be doing?

As Finance Officer you will be responsible for providing flexibility within the Finance Department and to strengthen the overall skill base of the financial team. The Finance Officer may, at any one time, be responsible for the Hotels financial functions including but not limited to: processing credit applications, invoicing, debt collection, Accounts Receivable and general cashiering duties.