What is Visa Consulting & Analytics

Visa Consulting & Analytics (VCA) is Visa's consulting division, serving Visa's clients (including card issuers, acquirers, and merchants) and solving their strategic problems focused on improving performance and profitability.  Drawing on our expertise in strategy consulting, payments, data analytics, marketing, operational and macroeconomics, VCA drives high impact and tangible financial results.

Typical projects may include:

• How does a financial institution increase market share in consumer credit cards?
• How should a credit card issuer use emerging technology to acquire the best customers?
• How does a financial institution grow their credit card portfolio while mitigating credit risk?
• How does a financial institution optimise their product offering?

Responsibilities

• Support the preparation of client proposals and project plans, identifying dependencies, roles and responsibilities, scope and deliverables
• Prepare project materials including interview guides, data requirements, concepts, frameworks
• Collecting and analyse inputs such as client information, data, processes, policies, competitive and environmental information
• Conduct industry research, drawing on Visa and partner resources as well as colleagues to identify global best practices and distil insights relevant to the client problem at hand
• Create, develop and maintain models, contribute to IP creation and standardised VCA offerings 
• Continuously build knowledge, surface new insights, and contribute to thought leadership pieces 
• Identify solutions and recommendations that address client objectives and result in performance improvement
• Create compelling presentations to illustrate findings, ideas, recommendations within consulting engagements and more broadly

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

The Game Changers:

At AP+ we're changing the game! We're doing big things, and we can't do it alone. We're part of a big ecosystem, and we know teamwork and passion for our purpose is what will make us successful. We value the unique talents, perspectives, of all our employees. This includes people of all gender identities and sexual orientations, First Nations Peoples, people of all abilities and diverse backgrounds, as well as their families.

AP+ brings together Australia’s three domestic payment providers, BPAY Group, eftpos and NPP Australia, into one integrated entity. Bringing these businesses together enables AP+ to create a more competitive and coordinated Australian payments organisation that is strategically placed to respond to the impacts of regulatory and technological change today, and into the future.

The Purpose:

We are seeking a detail-oriented and analytical Product Analyst to join our dynamic team. In this role, you will play a critical part in driving the further development and optimization of our PayID and International Payments Service (IPS) products, ensuring that it meets the continuous needs of our users and aligns with our company’s strategic goals.

As a Product Analyst for PayID and IPS, you will be responsible for gathering and analyzing data, interpreting market research, and collaborating closely with cross-functional teams, including engineering, payment operations, fraud management and marketing teams. Your insights will help inform product enhancements and support decision-making processes. You will utilize data visualization tools to communicate findings effectively and will be involved in developing metrics to measure the product's performance. This is an exciting opportunity to work in a rapidly evolving sector, where you can make a tangible impact on the success of PayID and IPS products.

Additionally, you will have the chance to contribute to innovative solutions that enhance user experience and drive user adoption. If you are passionate about product analysis and have a keen interest in payment technologies, we want to hear from you. Join us in shaping the future of digital payments and being a key player in our product development journey.

Primary Accountabilities, Duties and Responsibilities:

• Gather, analyse, and interpret data related to PayID and IPS usage, user behaviour, and market trends.
• Analyse Participant banks’ feedback to better understand business and operational impacts of the products in market.
• Understand the operational and lower-level technical aspects of the products to determine if the application of operational processes is fit for purpose.
• Develop and maintain key metrics and dashboards to track product performance and present insightful reports to stakeholders.
• Determine ways to improve performance through guidance, rule changes and best practices to ensure industry alignment.
• Analyse market research to inform product strategy and initiatives.
• Apply abstract reasoning to complex problems and devise creative solutions.
• Collaborate with cross-functional teams including engineering, payment operations and commercial to align product development with business goals.
• Create and maintain an up-to-date product backlog.
• Assist in prioritising features and enhancements based on user feedback and analytics.

Key Competencies and Skills: 

• Bachelor's degree, preferably in Finance, Data Analysis, or a related field.
• Proven experience as a product analyst or a similar role in the payments or fintech industry.
• Strong analytical skills with experience in data interpretation and visualization tools like Power BI or Tableau.
• Excellent written and verbal communication skills.
• Understanding of payment technologies and digital payment systems.
• Exposure in product management methodologies and tools.
• Ability to prioritize and manage multiple projects and tasks.
• Ability to work collaboratively in a fast-paced team environment.
• Experience with user experience (UX) research methods and tools is a plus.

What’s Next:
We know applying for a role can be a nerve-wracking experience, so we endeavour to review applications and plan to schedule screening interviews within the next two weeks. If you are among selected candidates, we’ll be in touch to schedule a phone interview. In any case, we will keep you posted on the status of your application.

We want to remove all barriers to inclusion so if you need advice or support with your application, we’re here to help. Please reach out to [email protected] We also encourage you to let us know your pronouns at any point during the recruitment process.

AP+ are not partnering with Recruitment agencies for this role.